Save and Prepare

9/2/2019 (Permalink)

As part of our ongoing relationship with FEMA and National Preparedness Month, this week we'd like to talk about how to save and prepare early for a disaster.

One important step is to know if your homeowner's or renter's policy includes flood damage.  Most don't these days, unless you request or your property is in a 'flood zone' upon purchasing.  Pick up the phone and give your agent a call just to be sure that you are covered.  Most flood insurance policies can take up to 30 days to go into effect!

Be sure to take pictures of your important documents and upload them to another server or cloud in case they would happen to get lost or destroyed during the disaster.  These can include birth certificates, driver's licenses, social security cards, insurances policies, etc.

You'll want to be sure to have some cash on hand too.  During most storms, power may go out and be out for days which can cause problems with ATM's and cad readers not being available.  It's also best to have cash set aside for things such as lodging, food & gas if needed.

Most importantly, stay in touch with family, friends and neighbors and much as you can throughout the storm and after.  Be sure to follow local weather reports & public service announcements for the latest updates supplied by your local Emergency Management Services.